Automatic transfers to a savings account.Automatic monthly deposits to a 401K or other savings plan.Other insurance you may have, like a personal umbrella policy.Health Insurance – If not deducted out of your paycheck.
Home Owner’s Insurance – If not included in your mortgage payment.You can choose to divide the total annual payment by 12 to get the monthly amount, and then set aside that money each month in a savings account. Property taxes – If you don’t have a mortgage because your home is paid off (good for you!), then you’ll need to budget for property taxes.Here are some common household expenses that you may need to add to your list of bills: Housing Expenses
So that you don’t forget to add an expense to your list of bills, I recommend going through a few months of bank and credit card statements and making a list of any monthly recurring bills that you have. Common Household Expenses for Your List of Bills With a neatly organized checklist like this, you should be able to quickly determine which bills you have already paid for the month and which bills are still due to help you better budget your money and adjust your spending accordingly.
If you’re using the more detailed bill payment log, you can also write down payment details. Check off when you’ve paid each bill.Īfter you’ve paid each bill, simply put a check mark in the correct column. You can also store next month’s bills in a designated filing folder, and get them all out on the last day of the month to add to the next month’s bill payment tracker. This is true of bills that are variable only, meaning the total amount due fluctuates month to month.įor recurring bills that are the same amount each month (like your rent or life insurance), you can record the due dates and amounts ahead of time or simply add that task to your beginning of the month to do list. So if you’re going to record the due date and amount due, you will need to have the next month’s worksheet handy. You often receive a bill in the mail, like an electric bill, the month before it’s due.
If you choose to use the more detailed bill log, then you may need to have two months accessible at the same time (hung on the refrigerator together, next to each other in your planner, etc). And, of course, I’ve got loads of cute printable monthly bill trackers for you to use for FREE! The only problem with paying each bill by hand is that it can be difficult to keep track of what bills have already been paid and which ones are still due… not to mention the due dates for each one.īut that’s where a monthly bill payment log or printable bill tracker comes in handy!Ī bill tracker printable is a great way to make sure that your monthly household bills are paid on time and that you aren’t wasting money on late fees. If you’ve been around here for a while, you know that I single-handedly manage all of the finances for my household, including paying the bills, keeping track of our income and expenses, and ensuring that we’re following our budget.Īnd I’ve been handling all of the finances for the last 15 years, without a single missed payment or overdrawn bank balance, thanks in large part to these income and expense tracking tips.Īll of our monthly bill payments are auto-drafted now, which makes it super easy, but for years I would pay each bill manually either by check or online.
FREE BILL ACCOUNT TRACKER DOWNLOAD
Download my free bill payment logs to help you! A bill tracker printable is an easy way to keep track of your monthly household bills and whether or not they’ve been paid.
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